Top 9+ Best Refer and Earn Apps in India 2024 | Refer and Earn Apps Without Investment

Top 9+ Best Refer and Earn Apps in India 2024 | Refer and Earn Apps Without Investment

Are you tired of traditional ways of earning money? Do you want to make some extra money without any investment & much effort?

If yes, then you should give a try to the Best Refer and Earn App in India.

It is a user-friendly application that rewards you for inviting your friends and family members to use it.

There are numerous advertisements and apps we see on the Internet, that offer an easy way to earn money in India. But most of them turn into Scams.

You have finally landed at the right place.

Before getting started with any money-making platform certain things should keep it in mind.

In this article, we will discuss everything about the refer and earn app in India and how you can leverage it to boost your earnings.

What is Refer and Earn Apps?

A refer and earn app is a marketing strategy adopted by companies to expand their customer base.

The company/app rewards existing users for inviting new users, to download and use their app.

The reward could be in the form of cash, discounts, vouchers, or any other incentives. The concept of refer and earn is beneficial for both users and companies.

Users get the opportunity to earn some extra money, while companies get to promote their apps without any large investment and increase their customer base.

Types of Refer and Earn Apps in India 2024

E-commerce Platforms	Obtain rewards by referring friends to shop on online retail platforms.
Gaming Applications	Earn rewards for referring friends to download and engage in playing games.
Survey Applications	Receive rewards for referring friends to complete surveys on the app.
Ride-Sharing Services	Obtain rewards for referring friends to take their first ride using ride-hailing apps.
Investment Platforms	Refer friends to open an investment account and receive rewards.
Payment Services	Earn rewards for referring friends to download and use payment applications.
Other Categories	Various apps in travel, social media, and utility segments also offer referral rewards.
Food Delivery Services	Gain rewards by referring friends to order food through the app.

How Does a Refer and Earn App Work?

A refer and earn app works simply.

First, you need to download the app and sign up for free. Once you are registered, you will receive a unique referral link or code that you can share with your friends and family members.

If someone downloads the app using your referral link or code and starts using it, you will receive a reward.

The reward could vary depending on the app and the company behind it. Some apps offer cash rewards, while others offer discounts or vouchers.

You can redeem your reward once you have completed a certain amount, which again, depends on the app’s policies.

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Best Refer and Earn Apps in India 2024

Refer and Earn App Referral Earnings

Best Refer and Earn Apps	Referral Earnings
Upstox	₹600
Paytm	₹100
FreeCharge	Up to ₹5,000
MPL	₹75
Meesho	25% commission for the first 3 orders
Zupee	₹5
5Paisa	₹200 Referral credit + 12.5% brokerage sharing
Vision11	₹100
MobiKwik	Up to ₹5,000 SuperCash
Pocket Money	₹160
RozDhan	₹8
TaskBucks	₹63
CreditMantri	₹100
Google Pay	100 referral rewards
Paytm Money	₹400 per referral + up to 50% rev share
Winzo	₹55
EarnEasy	₹15
CRED	Up to ₹1000
IIFL Securities	₹500
ySense	30% recurring commission
Amazon Pay	₹25
My11Circle	₹551
EarnKaro	10%
Groww	₹100
Phonepe	₹75
Rush	Up to 50,000
Zerodha	10% of the brokerage
Times Prime	₹350
NordVPN	3 months free
Big Cash	₹15

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1. Upstox – Refer and Earn App

Refer the Upstox to your friend and earn, when your referral opens the Upstox account, you will get a commission of ₹800.

After creating an account on Upstox by your referral and if he starts investing in Upstox, ₹400 will be added to your referral place a trade.

Download and Create by clicking the link Upstox Account

Upstox Refer and Earn

• First of all, download the Upstox App.
• Create an account by uploading the correct details.
• After creating your Upstox demat & trading account.
• Click on the profile icon.
• Select the Refer and Earn tab.
• Share your Upstox referral link on WhatsApp or SMS.

Note:-
Remember Upstox changes their refer and earn offers from time to time. So to earn ₹800 Upstox referral balance share referral links fast.

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2. Paytm – Refer and Earn App

I think I don’t need to introduce you to this app. I am sure that you know a little bit about Paytm.

From recharge, and bill payments to shopping, and investment in digital gold, mainly this app is used for money transfers and a lot of things we can do from the Paytm App.

Paytm has its own Payment Bank too. A lot of people use the Paytm App to receive and make payments, easily by UPI money transfers and earn cashback offers.

Paytm Refer and Earn Offer

• First of all, download the Paytm App.
• create an account and link a Bank account.
• Scroll down and tap on Refer & Earn.
• Copy your invite/Referral link and share it on social media.
• If you refer a friend to make a UPI payment then you will get ₹100.
• If you refer a friend to recharge or buy FasTag then you will get 2000 cashback points and ₹20 cashback.

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3. MobiKwik – Refer and Earn App

MobiKwik is a Payment app. In this app, we can do a lot of things from online money transfers to recharge, and bill payments.

MobiKwik recently relaunched the referral offer with new terms and conditions.

Now, if you refer your friends to MobiKwik and if they start inviting friends, both you and your friend earn money by referral code.

You earn Rs 100 SuperCash each when your friend adds money to their wallet. You can earn up to Rs 5,000 SuperCash through Refer and Earn.

Now earn money by referring your friends to MobiKwik.

MobiKwik Refer and Earn Offer

• First of all, download the MobiKwik App.
• Create an account and link your Bank account.
• Now scroll down and find the Refer & Earn option on the ‘Offers for you’ tab.
• Simply copy your invite link and share it on your social media.
• Once your referred friend makes their first UPI payment.
• If they add money through your link you will receive cashback.

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CoinDCX – Refer and Earn App

Cryptocurrency trading has taken the financial world by storm in recent years.

With the rise of Bitcoin and other digital currencies, there has been a significant increase in the number of exchanges Coindcx is one such exchange that has gained popularity among cryptocurrency traders.

Coindcx is a cryptocurrency exchange-based app in India founded in 2018 by Sumit Gupta, Shivam Thakral, and Neeraj Khandelwal.

The platform allows users to buy, sell, and trade over 200 cryptocurrencies, including Bitcoin, Ethereum, Ripple, and Litecoin.

Coindcx offers a refer-and-earn program to existing users to invite their friends and family to the platform.

When a user refers someone to Coindcx and that person creates an account and completes a trade, both the referrer and the referee receive a reward.

The exact reward amount varies depending on the current promotions and can range from a few dollars to several hundred dollars.

They should also make sure to share their referral link with people who are interested in cryptocurrency trading and are likely to use the Coindcx platform.

PhonePe – Best Refer and Earn App

This is an easy, refer-and-earn application that has an easy-to-use interface.

With the help of this application, you can transfer money from your Bank to any other bank account within seconds.

You can make different payments through this app, starting from a bank transfer to bill payments, purchases, investment or gold purchases, and much more.

It is the second most used UPI App/application in India after Google Pay.

Invite your friends to PhonePe and you will get Refer and Earn money as ₹100 cashback when they do their 1st payment using UPI

PhonePe Refer and Earn Offer

• First of all, download the PhonePe App.
• Create an account and link your Bank account.
• Now scroll down and find the Refer & Earn option on the ‘Offers for you’ tab.
• Simply copy your invite link and share it on your social media.
• Once your referred friend makes their first UPI payment.
• If they add money through your link you will receive cashback.

Groww – Best Refer and Earn App

Groww is an online investment platform catering to users interested in investing in stocks, mutual funds, and various financial instruments. The platform boasts a user-friendly interface, simplifying investment management.

It offers an array of features like real-time market data, portfolio management tools, and options for tax optimization.

Through Groww’s Refer & Earn Program, users have the opportunity to share the app with an unlimited number of individuals. For every account activation via their referral link, users stand to earn a flat ₹100.

This commission is initially credited to the user’s Groww wallet and can later be withdrawn into a bank account or invested in diverse financial instruments.